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DOES INSURANCE COVER CBD & THC? Lots of people turn to CBD and THC for health reasons, but does health insurance cover them? The legality of CBD and THC can be confusing, and whether insurance companies cover these products is even murkier.


If you have questions like:

  • Will my insurance company cover CBD oil?
  • Does my health insurance plan include coverage for THC products?
  • Can I get reimbursed for medical marijuana?

Read on! We share what we’ve learned about CBD and THC insurance coverage.

Does Health Insurance Cover CBD?

CBD is one of the most popular cannabis-derived compounds. It’s used as a wellness aid for its many potential health benefits. And it’s legal across the US (though specific state laws vary).

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Unfortunately, this doesn’t mean health insurance will cover it. While CBD can easily be found in stores across the country, the FDA hasn’t approved it as a medicine. This means most insurance policies don’t cover its use.

Does Health Insurance Cover THC?

Many folks love using THC-containing products to manage pain, nausea, and other symptoms. If you are one of the lucky ones to live in a state with medical marijuana laws, your doctor may be able to prescribe it to you.

Does this mean insurance will cover it?

Usually not. Most insurance companies refuse to cover medical marijuana because of its classification as a Schedule I drug by the FDA.

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